Do You Need Insurance for Your Family Trip?

So it’s summer, the kids are out of school, and the weather gods are smiling on you. Sounds like a perfect time to pack the bags and head out on a family vacation. But before you go, are you sure you’ve packed everything your family needs? If you’re planning any kind of trip, it’s important to consider purchasing insurance. And when it comes to travelling with kids, it’s doubly important to remember that  accidents can and do happen!

Just imagine if your child got injured or fell seriously ill while on a family vacation! You may be surprised to learn that government health care plans and employee group plans do not offer full coverage for certain accident expenses and do not cover some expenses at all! As a result, your family would be left responsible to pay any bills out of your own pocket.  But good news, accident insurance can help! An accident insurance plan helps cover the many costs that could result from your child’s accident including the fees for ambulance transportation as well as emergency treatment fees charged by physicians and nurses. Accident insurance plans also help cover the costs of medical supplies like crutches, braces, splints, and trusses, as well as the rentals of wheelchairs and hospital-type beds. These are all supplies not normally covered under government health care plans and employee group plans.

Planning a trip that takes you outside of your home province? Insurance then becomes an even more important accessory to consider! That’s because government health care plans do not provide you with the same level of benefits when you are travelling outside of the province you reside in. That leaves you responsible to cover the costs associated with unexpected injuries or illnesses. An insurance plan can help financially protect you.  

The insuremykids® Platinum Plan is a student accident insurance plan that could be a great option if your child is travelling on a small trip like a school field trip or summer vacation with family. It provides up to $200,000 in out-of-province emergency medical coverage and a variety of accident and travel insurance benefits.

Looking for more information on the Platinum Plan or any of our other student accident plans?

Get more details here or call us at 1-800-463-5437.